Attention homeowners in Newburgh and Warrick County: Need an appraisal?The top reasons Indiana homeowners hire Abbey, Abe, & Maikranz Appraisal Co.:
At Abbey, Abe, & Maikranz Appraisal Co., we understand the unique needs of a customer after appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them. Pre-listing Services/For Sale by OwnerIt's very hard to be objective about your own house because you most likely have an emotional attachment to it. Our professional appraisers at Abbey, Abe, & Maikranz Appraisal Co. are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is very important as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your home will attract interested buyers. It gives you something concrete to show your buyer. It's an independent third party's opinion of your property's value, and not just how much your house is worth. Interested buyers assume you have an emotional attachment to your home and will be far more likely to give credibility to an experienced appraiser's value judgement than yours.Challenging Warrick County's assessment of your propertyLet's say you live in a local area that is declining -- your local tax assessor may have your home overvalued. This only means you are going to pay higher taxes than you should be paying. The sooner you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting a professional appraisal from Abbey, Abe, & Maikranz Appraisal Co. is your #1 weapon when challenging your property tax assessment.Appraisals to remove PMIA preferred way to save money for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is less than 80% of the value of your house. In most cases you can apply to the lender to have the PMI eliminated from your loan. We are seasoned in helping customers just like you rid themselves of unwanted and unneeded PMI insurance.HELOC recently frozen?If your property is in or near a declining area, your lender might decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be inconvenient from a cash flow standpoint, and detrimental to your credit score since it may appear as though that credit line is maxed out. An efficient appraisal from Abbey, Abe, & Maikranz Appraisal Co. can help you reinstate your HELOC.Do You Need Field and Desktop Appraisal Review Services?Have you just received a copy of your appraisal and you'd like to have a seasoned professional double-check it for accuracy or do you desire a second opinion without the expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in question in a field review. If you're in a rush, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.We can also provide you with a retrospective review of any appraisal report you may have in your possession. Although most appraisal reviews are commissioned by lenders, homeowners suspecting a prior appraisal wasn't above board are prudent to invest in a second opinion. |
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